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Thursday, 14 July 2016 15:27

2016 LIVELIHOOD FOLLOW UP (25 – 2 JUL) Featured

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After Typhoon Haiyan in 2013 and Hagupit in 2014 CREST Malaysia and our local partner Omega Emergency Respond, The Light House, World Harvest Fellowship, Agape Rural Health working together for livelihood projects in Bogo (Cebu), Tacloban (Letye), Balagawan (Sourthen Letye) and Hernani (Eastern Samar).


1. Introduce CREST representative and handover existing livelihood projects to our local partners.

2. Bogo, Cebu. Follow up the procurement of Motorcab (Tricycle) with Omega.

3. Hernani, Eastern Samar. Procurement of Motorcab (Tricycle) with World Harvest Fellowship, visit the tricycle supplier.

4. Balagawan, Southern Leyte. Verify the new proposal with the local community, proposal submitted by Agapa Rural Health for seaweed farming.

5. Follow up two Pedicab beneficiaries for their extended livelihood project in Tacloban with Omega.

6. Barangay Buscada, Basey, Western Samar. Review underground water for 60 families within the local community with Omega.

7. Centre Cebu, visit Salma and follow up with the remaining empty container.

Team Member

CK Cheong (Leader)
Olivia Chan (Treasurer)
Dawn Tan (Log & Photo)

Travel Events

25 Jun, 0830 - Information Counter located near the Starbucks at the Departure Hall, KLIA 2 - Gathering point; checked in.

0915 - Puffy Buffy - Breakfast; briefing

1030 - Boarded AK950 1430 Mactan-Cebu International Airport - Touched down; Reloaded P400 for 1 week unlimited data and purchased local SIM cards (Globe Telecom)

1502 - Private car driver Noel (09435250838) arranged by Collyn picked us up and headed towards Bogo City

1510 - Savemore Market Mactan - Stopped over to buy Philippines Peso, some bread and water

1527 - Journey continued

1840 - Northomes Pensione, Pelaez St. Bogo City, Cebu. Arranged by Collyn, arrived and checked in. (Tel. 032 434 7688 – 032 251 3271)

1900 - Hotel lobby - Gathering point; local partner sis Collyn and Robert (sheltered child) waited for us

1910 - Dinner at Capitancillo Cafe & Restaurant

2005 - Headed back to hotel; rested and good night.

26 Jun, 0800 - Morning devotion

0833 - Jollibee - Breakfast

0930 - Hotel lobby - Sis Collyn and children (Light House Center) waited for us; off for Sunday Church Celebration/Service

0940 - Evangel Family Church - Arrived and fellowshipped

1000 - Sunday Church Celebration/Service begun

1147 - CK tried out the new motorcab/tricycle

1201 - Prayer of dedication and blessing for Pr Jerry

1210 - Lunch at the same place as last night Capitancillo Cafe & Restaurant

1412 - The Light House Center N11°02.953’ E123°59.646’ - Arrived and fellowshipped

1420 - Residents (children and teens) sung and danced to welcome us with Games - Super Heroes, Farm Animals Grouping, Trust and True Friend.

1616 - Free and easy at the field near the police station - Basketball, sing-a-long, etc.; dinner at the center.

1815 - Headed back to the hotel; stopped over at the Seven Eleven nearby for water

1930 - Rested and good night

27 Jun, 0835 - Urban Cafe - Meeting and breakfast with sis Collyn

0939 - Bus terminal - Waited for a bus to Tacloban

1028 - Bus arrived. Farewell Bogo City. Tacloban here we come!

1040 - Alighted to take a ferry. Ferry terminal is just a few steps away from this dropping point N11°04.426’ E124°00.089’ Remark: Journey to Tacloban would then continue from Port of Palompon (the same bus would cross over too)

1118 - Had a selfie before bidding goodbye to sis Collyn

1215 - Ferry leaving. All the best in the LORD, Bogo City!

1500 - Port of Palompon - Arrived; journey continued with the same bus from there N11°03.025’ E124°22.953’

1819 - Robinsons Place Tacloban - Arrived; local partner bro Neil came to meet us

1825 - Hukad sa Golden Cowrie - Dinner and fellowship

2020 - Hotel Rodolfo - Arrived and checked in N11°14.466’ E125°00.129’

2030 - Rest sweet rest!

28 Jun, 0630 Yanna's Cafe - Breakfast

0705 - Set out to meet local partner Pr Samuel G. Aberia, Jr at Hernani, Eastern Samar

1030 - Arrived at Ps Samuel's house, meeting and lunch N11°19.624’ E125°37.196’

1159 - Off to purchase a motorbike and the sidecar located in the City of Borongan

1301 - Purchase motorcycle at Cinemar Traders Inc.

1335 - Adjourned for the sidecar, make payment N11°36.550’ E125°25.931’

1348 - Arrived at the sidecar factory N11°36.740’ E125°25.314’

1352 - Off we went back to Hernani

1510 - Pr Samuel's place - Business sign off

1531 - Visited the church building and the guest house; prayer of blessing for the church, community, guest house and ministries N11°19.641’ E125°37.192’

1535 - Headed back to Tacloban city

1905 - Not Just Desserts - Dinner and debriefing

1955 - Back to Hotel Rodolfo

2015 - Long day. Sweet rest. God bless.

29 Jun, 0805 Yanna's Cafe - Breakfast

0835 - Checked out

0844 - Off we left for Agape Rural Health Program (ARP) in Barangay Balagawan, Silago, Southern Leyte

1100 - Wee wee time - Abba Father provided an ideal pee stop N10°33.993’ E125°06.712’

1141 - Arrived, it was the right place N10°27.797’ E125°11.212’

1154 - Adjourned to check out accommodation

1204 - Check in at Silago Tourist Inns – N10°31.712’ E125°09.707’

1240 - Headed back to the village again for lunch

1345 - Meeting

1458 - Unto Christ the LORD of lords we surrendered all

1524 - Seaweed here we rowed and rowed to you

1555 - Goodbye, our wonderful brothers and sisters and partners in Christ! May the LORD of heaven and earth bless your hard work and grant you good harvest! For His glory. Amen.

1645 - Silago Tourist Inns - Rest and relax.

2028 - Debriefing

30 Jun, 0816 Breakfast served; morning devotion

0912 - Left for Tacloban City

1146 - Dim Sum Break – Lunch. Groceries shopping for self and Melchor Montano aka Mark

1255 - Off to check in hotel

1315 - Hotel Rodolfo - Checked in; waiting for rooms to be ready

1504 - Departed for visitations: Carrageenan (seaweed) factory, Omega HQ (Niel's office), Ridgeview Park (pedicab driver bro Ramon Verzosa)

1525 - TBK Manufacturing Corporation N11°15.221’ E124°58.406’
* Remarks: Office was closed. We would need to return for business the next day

1557 - Omega HQ - N11°17.036’ E125°03.871’. There is a water supply by the right side of the entrance to the base

1642 - Ridgeview Park, Barangay Cabalawan, Tacloban City - Permanent residence of bro Ramon Verzosa and family N11°18.033’ E124°57.211’

1800 - Mission to be continued... Called it a night first

1830 - Yanna's Cafe - Dinner and debriefing

01 July, 0810 Yanna's Cafe - Breakfast; morning devotion

0914 - Checked out. See you again Hotel Rodolfo!

0929 - TBK Manufacturing Corporation - Arrived for business

0945 - Headed to meet bro Ramon Verzosa & family

1000 - Bro Ramon and Manilyn's place

1038 - Farewell till we meet again!

1039 - Headed for the last visit of the day: Bro Melchor Montano also known as Mark

1133 - Barangay V&G – Arrived N11°13.110’ E125°00.286’

1202 - Off we went shopping for a pair of crutches for bro Mark

1220 - Mercury Drugstore at Robinsons Place

1254 - Back to bro Mark again; prayer of healing mercy for bro Mark and blessings for the family and community

1318 - Bye for now bro Mark and family! LORD Jesus be with you..

1400 - Ocho Seafood & Grill - Lunch and paperwork

1623 - Departed towards Daniel Z. Romualdez Airport

1658 - Arrived to board Cebu Pacific 5J 423

2010 - Mactan-Cebu International Airport - Touched down

2024 - Local partner sis Salma Perocho came to meet and accompanied us to check in our hotel Ace Penzionne N10°19.053’ E123°57.728’

2130 - Another long day. Thank You LORD! Morning devotion

02 July, 0830 Hotel lobby - Gathering point; waited for sis Salma 0909

0910 - Gaisano Mactan Island Mall - Waited to enter the mall

0940 - Chowking - Breakfast and meeting

1044 - We shall meet again, sis Salma. Good LORD be with you, your princess and ministry!

1045 - Mission accomplished. Preparing to go home. Home sweet home, Malaysia.

1200 - Hotel lobby - Checked out

1225 - Mactan-Cebu International Airport - Arrived; checked in

1345 - Debriefing; waited to board AK951

1916 - KLIA 2 - Touched down


1. Livelihood – Transportation, Tricycle

Location: The Light House Center, Taytayan, Bogo City, Northern Cebu.
Person in Charge: Collyn C. Laurio
Contact Number: +63 908 592xxxx
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Background: With the remaining fund collected from the livelihood projects, Collyn & CK Cheong has agreed to start this livelihood project monitor by Collyn. All maintenances and responsibilities is by local partner (Omega / Collyn).

A new tricycle (estimated cost at P 130,000) with a driver from partnering church to start a livelihood project with repayment of the said amount within 3 years. Each month P 3,600 for 36 months and P 400 on 37th month.


Update: Purchased Kawasaki TMX 175 with P 76,500 and break in cost for first 3,000KM with P 5,000. After the break in mileage, will attach on the side car. Application to Local Transport Office has submitted. Estimated after 4 months from the date of submission, license to operate the tricycle as public transport will be granted.

Result: Collyn has requested the repayment period to be extend to 3.5 years which is 42 months. Therefore, we shall receive P130,000 / 42 = P 3,100 for 41 months and at the last month is P 2,900.

2. Livelihood – Transportation, Tricycle

Location: World Harvest Fellowship (WHF), Hernani, Borongan, Eastern Samar.
Person in Charge: Pastor Samuel G. Aberia, Jr.

Contact Number: +63 927 732xxxx
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Background: Pastor Samuel started a home cell church with 5 families before typhoon Haiyan. During emergency, he has received relief and help from the Singapore churches. Today, the church has grown to 100 members.

2016ph008 2016ph009


Honda TMX 150 P 70,500 (Purchased)
Side Car P 46,000 (Deposit Paid P 26,000)
Franchise Fees   P 1,000 Estimation
One-time Membership   P 3,000
LTO (Local Transportation Office)   P 2,000 Estimation

Total Livelihood = P 130,000 Balance of P 33,500 has paid to Pastor Samuel. The tricycle will start to operate estimated 4 months from now.

Terms and Conditions with Beneficiary

a. The tricycle will be the properties of CREST-WHF, provide livelihood to the community as rental basis.
b. WHF will decide on the beneficiary selection.
c. The rental per day will be 30% of the total income by the beneficiary. 70% will be taken home by the beneficiary. Therefore, the beneficiary must be honest about his daily income.
d. The beneficiary will upkeep the tricycle all maintenances, franchise fees (annually) and LTO (annually).
e. The beneficiary shall not re-rental to other person regardless on any condition.
f. For any predictable disaster or issued early warning, the beneficiary shall return the tricycle back to WHF for safe keep.
g. A logo of CREST-WHF will be printed on the tricycle and the beneficiary shall not remove or repaint it.
h. The beneficiary shall purchase the tricycle with an offer amount that acceptable by the beneficiary, WHF and CREST.
i. Beneficiary shall not perform any illegal activity or crime using the said vehicle that offend against the local country laws and uphold the Bible principalities.
j. CREST-WHF reserved the rights to take back the tricycle if the beneficiary has misconducted any clauses stated above.

Terms and Conditions with WHF

a. WHF must have a log book for all income
b. WHF has to submit their collection report to CREST once a month via email
c. 30% of the collection, 10% goes to church mission fund, 10% for saving, 10% for disaster preparedness and emergency use.
d. WHF needs to inform CREST in written before utilize the funds.
e. WHF shall report to CREST immediately for any lose or stolen or damage to the vehicle.

3. Livelihood – Seaweed Farming

Location: Agape Rural Health (ARP), Barangay Balagawan, Silago.
Person in Charge: Dr Elizabeth Santillan
Contact Number: +977 981 033 xxxx
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Background: 2 weeks before our departure, Dr Elizabeth Santillan has send us a proposal for seaweed extension project. Our team is to verify the information given is agreeable by the local community.

Update: Total Project Cost (in Philippines Pesos):

Counterparts Contributions (Poses)
1. CREST – Malaysia 221,000.00
2. Bureau of Fisheries and Aquatic Resources (BFAR8) 27,580.00
3. Community / BSWGA 25,000.00 & Labour cost
TOTAL 273,580.00

*Please see attachment (Agape Rural Health – Seaweed.pdf) in more detail

2016ph010 2016ph011

Visitation to Seaweed Factory in Tacloban City – Tan Beng Koon (TBH Pte Ltd) by given 1KG spinosum seaweed and giant seaweed for sampling.

  Lowest Highest Sampling Result
Spinosum 16/kg 25/kg FAIL
Giant 20/kg 30/kg PASS


4. Livelihood – Transportation, Pedicabs and Ice Cube Making

Location: Ridge View Housing Project, Cabalawan, Tacloban (Pedicab Driver – Ramon Verzosa)2016ph012
Person in Charge: Niel Gonzales
Contact Number: +63 925 453xxxx
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Background: Ramon Versoza is the first beneficiary completed his repayment for our pedicab livelihood project. He and his family has relocated to permanent shelter in Barangay Cabalawan, 6.5km away from Tacloban City. This housing project is expected to accommodate 1,000 families for Haiyan survivor.

His wife, Marilyn Versoza a full time house wife, taking care of 3 children has started a livelihood project to sell ice cube in the community with start-up capital provided by Crest is P 15,740.00 for a Panasonic Freezer, Model NR-A8013FTG. She has secured a verbal contract with a store for 20 ice cube a day with selling price at P3 / ice cube. Retail price per ice cube in the barangay is P5 / ice cube.

Update: Budget Actual
Retail price per ice cube P 5 P 4
Cost for electricity P 200 P 1,200
Revenue per month P 2,500 P 13,000++
Loan repayment collected as per end of Jun 2016 (P 1,500/mth) P 4,500 P 9,000

Due to good business, Ramon’s family has decided to pay in advance.

Pedicab Rental2016ph013

Background: Neil has deliver a second pedicab for Ramon for renting within community. We have agreed to share the profit between Ramon’s Family and CREST with 50-50 and CREST will responsible on the maintenance of the pedicab.

Update: To encourage the pedicab driver, Neil and Ramon have decided to have 6 days collection with 1 day free policy.

Total collection for 2 months and 3 days is P 2,435. This amount of money will include in our financial report.

5. Livelihood: Pedicab Driver – Melchor Montano (Mark)

Location: Barangay V&G, Tacloban
Person in Charge: Niel Gonzales
Contact Number: +63 925 453xxxx
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

2016ph014Background: Mark start his second livelihood as pedicab spare parts trading and servicing reseller. During our last visit back in Nov 2015, we have approved his request up to P 5,000 for initial capital from the collection. On 14 Dec, 2015, Omega has released P 3,000.

We have come into agreement in present of Mark, Neil and CK Cheong. Mark will remain his current own pedicab by paying P 10 a day for 300 days to clear his debts with us.

Update: Mark had an accident 1 month ago, a sleepy driver knocked him and another pedicab driver at the same time on the main road.

The driver will pay his medical expenses and repair the pedicab for Mark. To support his daily movement, Dawn Tan has purchased a pair of crutches (P 646) for Mark.

6. Review underground water for 60 families within the local community with Omega.

Location: Barangay Buscada, Basey, Western Samar
Person in Charge: Niel Gonzales
Contact Number: +63 925 453xxxx
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Background: Agape Center was built by Omega after typhoon Haiyan for Orphanage for the local pastor. About 2 years, due to pastor heath condition, she has offer Omega to use this place for local coordination center. She also agree to transfer the land title to Omega however the application has not submitted until today.

Update: Without securing land title from the pastor, we are not able to invest or facilitate any asset for this center.

7. Follow up with the remaining empty container.

Location: Mactan, Cebu
Person in Charge: Salma Perocho
Contact Number: +63 917 324xxxx
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Background & Update: 3 shipping containers have send to Cebu during relief. Omega has sold 1 with P 30,000, Ecoweb has obtained 1 and Salma has given greenlight to sell at P 30,000.


1. Summary of Financing Report in Omega account.

As of 2 July 2016



Remaining Cash for Boat Project 120,000  
Remaining Cash on empty container 30,000  
Collection from Pedicab Project (5 Units Paid in Full, 2 Units Loss) 74,000  
Maintenance for L300 Van during April 2015   7,500
Livelihood: Melchor Montano (Mark) pedicab spare parts business capital loan   3,000
Livelihood: Education Center (Day Care) Cooking Equipments   5,500
Transportation: Return trip form Cebu to Tacloban for Niel 17 December, 2014   1,600
Transportation: L300 on 17 September, 2015   2,000
Livelihood: Bogo, Tricycle   130,000
Livelihood: Tacloban, Freezer   15,740
Wages for Collyn & Neil in April 2016 (P 3,000 each)   6,000
Mitigation: Omega new center in Basey (lights & mosquito nets)   2,660
Total Fund 224,000 174,000
Cash in Bank 50,000  
Collection from Freezer 9,000  
Training: Eastern Samar   50,000
*Collection from Pedicab Project (5 Units Paid in Full, 2 Units Loss)   2,500

*Collyn will email to CREST to explain the shortage of P 2,500 in the collection of the Pedicabs

2.The expansion of the rental pedicabs in Ridge View Housing Project, Cabalawan, Tacloban with Ramon’s family.

Within the community, we have purchase a second hand pedicab with P 3,000. Niel will refurbish the pedicab with P 3,000 (estimated) to get it in good operation condition.

Ramon’s family has accepted a new contract with 90-10 where 10% is belong to CREST for Crisis Relief Emergency Fund. Ramon has to take care of the subsequence maintenance for both pedicabs.

Appendix A


Know all men by these presents:

This MOU is entered into by and between, CREST-OMEGA, represented by NIEL GONZALES, Program Coordinator, of legal age, with home address at Buscada, Basey, Samar.


RAMON VERZOSA, of legal age, with home address at B-19, Lot 10, Ridge View Housing Project, Tacloban City, Philippines.

Whereas, CREST, through its local partner, OMEGA will provide one (2) unit Pedicabs to start pedicab rental business to the local community;


Whereas, RAMON VERZOSA, with his wife, MARILYN VERZOSA, will manage and collect the rental daily basis from the pedicab drivers;


Wherefore the Parties hereto agree to the following terms and conditions:


That RAMON VERSOZA & MARILYN VERZOSA upon receipt of the said freezer will abide to the following conditions:

  1. Honor God in all his business dealings and strive to help others;
  2. Give priority to his wife and take care of their children;
  3. The income of the said business will be to the benefit of Ramon’s family;
  4. The said pedicabs will not be used for any illegal activities;
  5. Maintain the said pedicabs and ensure that it is in good running condition;
  6. Ensure that all business records (income and expenses) are in order;
  7. Secure the said vehicle and immediately report to proper authorities in case of loss;


That CREST-OMEGA is allowed to access the business records anytime they deemed it necessary;

That CREST-OMEGA through its authorized representatives have the authority to pull out the pedicabs when term/s of this MOU is/are violated;


That CREST-OMEGA will not be responsible for any injuries or death resulting to the use of the said pedicabs;

That the legal ownership of these pedicabs will NOT transferrable to any party. The said pedicabs are fully owned by CREST-OMEGA;

RENTAL   : PHP 50 per day (or any agreeable amount subject to discussion)



Furthermore, the parties hereby agree to terminate this contract anytime upon mutual agreement. Pedicabs unit will be taken back if payment is NOT received in 30 days.









Program Coordinator

RC # __________

Issued on :_______



Business Partner

RC # ____________

Issued on:__________





Submitted by CK Cheong
Date: 14-July-2016

Read 2110 times Last modified on Sunday, 11 June 2017 17:47